Current Rates

The interest rates and annual percentage yields stated below are accurate as of November 1, 2014. Please call for current information.

CERTIFICATES OF DEPOSIT

CERTIFICATES OF DEPOSIT
Compounded Quarterly
MINIMUM
BALANCE
INTEREST
RATE
APY*
91 Day$500.000.10%0.10%
182 Day $1,000.00 0.15%0.15%
$10,000.00 0.15%0.15%
$20,000.00 0.15%0.15%
12 Month $1,000.00 0.40%0.40%
$10,000.00 0.40%0.40%
$20,000.00 0.40%0.40%
18 Month $1,000.00 0.65%0.65%
$10,000.00 0.65%0.65%
$20,000.00 0.65%0.65%
30 Month
$1,000.00 0.95%0.95%
> Ask us about our 30 month Performance+ CD $10,000.00 0.95%0.95%
$20,000.00 0.95%0.95%
48 Month $1,000.00 1.30%1.31%
$10,000.00 1.30%1.31%
$20,000.00 1.30%1.31%

IRA CERTIFICATES OF DEPOSIT

IRA CERTIFICATES OF DEPOSIT
Compounded Quarterly
MINIMUM
BALANCE
INTEREST
RATE
APY*
12 Month$1,000.00 0.40%0.40%
$10,000.00 0.40%0.40%
$20,000.00 0.40%0.40%
18 Month$1,000.00 0.65%0.65%
$10,000.00 0.65%0.65%
$20,000.00 0.65%0.65%
30 Month$1,000.00 0.95%0.95%
> Ask us about our 30 month Performance+ CD$10,000.00 0.95%0.95%
$20,000.00 0.95%0.95%
48 Month$1,000.00 1.30%1.31%
$10,000.00 1.30%1.31%
$20,000.00 1.30%1.31%
12 Month HSA$1,000.00 0.80%0.80%

VARIABLE RATE ACCOUNTS

VARIABLE RATE ACCOUNTS
Rates may change after the account is opened,
fees may reduce earnings
MINIMUM
BALANCE
INTEREST
RATE
APY*
Now Checking - Compounded Quarterly
$0.000.05%0.05%
Classic Checking – Compounded Monthly
$500.000.05%0.05%
Cyber Checking – Compounded Monthly
$1,000.000.30%0.30%
High Yield Money Market – Compounded Monthly
$0.00
0.10%
0.10%
$5,000.000.15%0.15%
High Yield Savings – Compounded Quarterly
$0.00
0.05%
0.05%
$1,000.000.10%0.10%
Kids Club – Compounded Quarterly$0.002.75%2.78%
>Must be under age of 18$500.011.50%1.51%
$2,000.011.00%1.00%
$5,000.010.85%0.85%
Health Savings – Compounded Monthly
$0.00
1.00%
1.00%
$2,500.001.35%1.36%
$5,000.001.80%1.81%
Christmas Club – Compounded Annually
$0.00
1.50%
1.50%
$2,500.010.15%0.15%
IRA Passbook – Compounded Monthly
$0.000.80%O.80%

*   APY is Annual Percentage Yield. For certificates of deposit a penalty may be imposed for early withdrawal. For IRA’s other penalties and rules on transactions are imposed on the account by the Internal Revenue Code. Fees may reduce earnings.