Electronic Statement



This disclosure contains important information about our Electronic Statement product, also referred to as E-Statements.  You should keep a copy of this disclosure for your records.

By submitting your request for E-statements you are agreeing to receive periodic deposit account statements in an electronic format rather than a paper format.

E-Statement Delivery

Our Online Banking customers already experience the convenience of viewing periodic account statements online.  Additional convenience and security can be achieved by enrolling in our E-Statement product.  When you enroll for E-Statements, you can eliminate the delivery of paper statements. There is no charge to receive E-Statements.

Our E-Statement product is easy to use.  Simply log in to your Online Banking account, navigate to the Profile menu, and select Electronic Statements.  You will have the option to select which accounts you will receive E-statements.

Once you have enrolled your account(s) to receive E-Statements, your periodic statements will only be accessible through our Online Banking Service.  However, you may contact your local branch to obtain a paper copy of your statement at any time.  Fees may apply.

Statement Availability

E-Statements are securely available online the next business day following the end of the month.  E-statements may be downloaded or printed for permanent retention.  If you need help printing your statement please contact your local branch.

Cameron: 715-458-2513
Grantsburg: 715-463-3456
Siren: 715-349-7499

Enrolling for E-Statements

You may enroll for E-Statements at any time by accessing the Electronic Statement page under the Profile menu of Online Banking.

You can choose to receive E-Statements for all of your online accounts or just one. 

Right to Receive Paper Statement

You have the right and option to receive paper statements at any time.  To cancel your E-statements and begin receiving paper statements, please refer to the procedures below for Canceling E-Statements.

Canceling E-Statements

You may opt-out of E-Statements at any time by contacting your local branch.  If you opt-out of E-Statements we will resume delivery of your paper statements by U.S. Mail. Fees may apply.

Certain account types require electronic statements.  Cyber Checking Account Customers: It is an account requirement to receive electronic statements. If you choose to change your statement delivery method to paper your account will be changed to a Simple Checking account as stated in your account opening disclosures and you will be charged the annual debit card fee and monthly paper statement fee.

Hardware and Software requirements

You do not need any special hardware or software to access E-Statements.  If you can access the Online Banking Service, you should be able to access your E-Statements.  However, prior to enrolling for E-statements, you should verify that you have the following required hardware and software

  • Internet Access
  • A computer and Internet browser that can support 128-bit encryption.
  • Access to a printer or storage medium such as a hard drive so that you can download and/or print disclosures and/or statements for your records.
  • 2.0 GHz (or higher) processor recommended, 2 GB of RAM (or higher) recommended (1 GB minimum
  • Operating System Requirements: Microsoft Windows 7 (32 bit or 64 bit),Microsoft Windows Vista (32 bit or 64 bit), Microsoft Windows XP Service Pack 3 or higher
  • Software Requirements: Internet Connection 1.5 MB (minimum connection speed), Adobe 8 or Newer
  • Compatible Web Browsers: Microsoft Internet Explorer 7.0 Service Pack 1 or higher, Google Chrome 10, Mozilla Firefox 4.0

We may revise hardware and software requirements, if there is a material chance that it  may impact your ability to access E-Statements, we will notify you of these changes in advance to  provide you an opportunity to change your method of receiving statements (e.g. change to paper format  vs. an electronic  format) without the imposition of any fees.

Contact Information Changes

It is your sole responsibility to provide us with your correct contact information, including your email address.  You should notify us of any changes to your personal contact information or you can update your personal information through the Profile menu in the Online Banking service.

Acceptance of E-Disclosure

By selecting and submitting your accounts to receive E-Statements, you agree to accept periodic deposit account statements in an electronic format.  You also agree that you have the necessary hardware and software for accessing and viewing E-Statements and you agree to notify us if you change your email address or if you no longer want to receive statements electronically.



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