EMV Chip Cards

EMV Chip Card Header



Community Bank offers debit cards with chip technology and enhanced security.

When used at a chip-enabled terminal at the point of sale or an ATM, a small computer chip embedded in the card adds a new layer of protection against unauthorized use and counterfeiting. Information programmed into the chip is personalized for your account and each transaction generates a unique code that can’t be used again.  Watch this short video clip to learn more about EMV Chip Cards

When will I get my chip card?

We are in the process of sending out chip cards to all of our cardholders, so there is no need to request one. You will receive your new card in the mail before your current card expires.  If you are planning to travel internationally or have an immediate need for a chip card, please contact your local office.

Can I use my chip card anywhere?

Yes.  Your chip card can be used virtually anywhere this brand of card is accepted in the U.S and around the world.

If a merchant isn’t using a chip-enabled terminal yet… you will “swipe” your card to make your purchase, just as you do today. Chip cards will continue to have the magnetic stripe on the back, allowing them to work in regular terminals.

Making purchases online or by phone doesn’t change… just provide your card information as you have done in the past.

At an ATM.. Insert your card into the terminal and follow the instructions on the screen. Depending on the type of ATM, you might be prompted to reinsert your card. Leave the card in the ATM until the transaction is complete and the card is released, and then remove your card. A PIN is needed for ATM transactions.

Card Activation or PIN Selection – This is done via our automated system

To activate your new or reissued card, select a PIN or change your current PIN please call 800-992-3808.